Tax Efficient Investments

I know that “Tax Season” is over and that the big push for Retirement Annuities has now tapered off. However, Retirement Annuities are not the only tax efficient vehicles used in the investment space. Below is a useful summary of the more common investment vehicles with a tax saving element.

How to Escape from a Property Suretyship

You are a director of a company entering into a good, sensible property deal which you have researched thoroughly. So when you need finance from the bank and the bank says “sure, your company can have a R5m loan, just sign this personal suretyship here”, you sign. It’s only when everything falls apart down the…

Trustees: Your Risk of Personal Liability in Property Sales

Firstly, a warning to anyone selling or buying property to/from a trust – have your lawyer check upfront that you are adequately protected by the terms of the sale agreement. The problem is that contracting with trusts has its own specific set of rules and, as a High Court case illustrates, standard sale agreements don’t…

The importance of doing nothing

In this day and age of instant gratification, constant information flow, and the general speed of doing things, people constantly need to be kept entertained and constantly need to be “seen to be doing something.” If you look at the first graph below you will see the Monster Beverage share price from inception in 1985…