10 Things Investors Can Expect in 2019

From an investment perspective 2018 was indeed a year to forget, market conditions were tough, and life was definitely not easy. Whilst researching my first Barry’s Bytes for 2019, I came across the article below by Ben Carlson Twitter – @awealthofcs, website – awealthofcommonsense.com. This summarises a number of my thoughts on what is going…

What should I do next…?

To say that the last few years for people invested in equity related investments have been tough, would be the understatement of the century. Markets have not performed well, and “flat” returns have been the order of the day. The amount of noise and bad news that we have been bombarded with has reached unprecedented…

Financial Success, Luck or Skill?

As a financial advisor, I am often surprised by how much money some of my clients who don’t earn much have built up, and how little capital some clients with huge incomes have managed to amass. How is it possible that a client who has been a teacher for all of his working life can…

Tax Efficient Investments

I know that “Tax Season” is over and that the big push for Retirement Annuities has now tapered off. However, Retirement Annuities are not the only tax efficient vehicles used in the investment space. Below is a useful summary of the more common investment vehicles with a tax saving element.

The importance of doing nothing

In this day and age of instant gratification, constant information flow, and the general speed of doing things, people constantly need to be kept entertained and constantly need to be “seen to be doing something.” If you look at the first graph below you will see the Monster Beverage share price from inception in 1985…