Seed Market Overview – 31 December 2017

Local Market After two calendar years of weaker returns (5% in 2015 and 2.6% in 2016), market prices produced a respectable 21% in 2017. Despite this move up in prices, the 5 year compounded return for the JSE All Share index is only up to 11.9%. Nevertheless, this is an approximate 6.5%real rate of return…

Money Conversations With Your Children

It’s hard for many of us to talk about money. Money conversations can be stressful and awkward, and you may be tempted to just stay mum on the subject. However, it’s vital that you pass financial wisdom on to your kids, even when they’re adults. It’s important to teach them about money growing up, but…

The Best Investment Lies Between Your Ears

To achieve great investment results as opposed to acceptable it is critical to understand what long term means. So many investors, especially in recent times, are treating long term investing as up to five years because of market noise, resulting in switching in and out of funds instead of remaining invested for at least seven…

The Ins and Outs of Donations Tax

Have you been the lucky recipient of a gift or donation from a generous family member of friend? Perhaps they struck it lucky on the Lotto and decided to share their winnings with you! Or maybe you’re the giving type and have donated cash, shares or even property to someone you felt deserved a little…